Important legal information
You are currently logged on to the official Internet site of Crédit Foncier de Monaco, Société Anonyme Monégasque with a capital of EUR 34.953.000, inscrite R.C. 56S341, whose registered office is 11 bd Albert 1er, 98000 Monaco, monegasque Bank authorised by the Sovereign Ordinance of 13 july 1922 and authorised by the French CECEI (Comité des établissements de crédit et des entreprises d'investissement) to perform banking operations in Monaco and member of the Association Monégasque des Banques.

Persons having access to information made available by Crédit Foncier de Monaco on its Internet site accept the following rules:

Disclaimer Regarding the Products and Services Presented on the Site

No information appearing on this site shall be deemed as an offer for services or products, in particular bank or insurance products, from Crédit Foncier de Monaco, or as an offer or the solicitation for a purchase or sale offer of securities or any other investment product. Crédit Foncier de Monaco disclaims all liabilities regarding the content of these pages and the use that could be made by anyone. Any person willing to be supplied with one of the services or products presented herein should contact Crédit Foncier de Monaco in order to obtain information on the availability of the service or product in question, as well as the contractual conditions and prices applicable thereto.

Access to the products and services described herein may be subject to restrictions vis-à-vis certain persons or in certain countries. None of the products or services presented herein shall be supplied by Crédit Foncier de Monaco to a person in the event that the law of his/her country of origin, or any other country concerning him/her, prohibits it. The reader of this message should ensure that he/she is legally authorized to log on to this site in the country from where the login is performed.

Although Crédit Foncier de Monaco makes reasonable efforts to ensure it receives information from reliable sources, it does not claim that all information or opinions presented on its site are true, reliable and complete. The information and opinions included on Crédit Foncier de Monaco's site are supplied by Crédit Foncier de Monaco for information purposes and only for personal use. They may be modified without prior notice. Information appearing on Crédit Foncier de Monaco's site does not constitute, in any way, investment advice or legal, tax or other advice. It may not either be considered as grounds for an investment or other decision. Any investment decision must rely on relevant, specific and professional advice.

Performance of Investments

The past results do not offer any guarantee regarding the future performance of an investment. An investment may rise or fall and investors may not recoup the amount originally invested. Moreover, exchange rate fluctuations may create a rise or fall in the value of the investments.

Information Communicated by Visitors - Protection of Personal Data

- Confidentiality and integrity

Crédit Foncier de Monaco cannot guarantee the confidentiality and integrity of information on the Internet. As a result of this, there is a risk that messages you send us by electronic means may be intercepted and/or modified as regards both their content and origin. Crédit Foncier de Monaco excludes all liability in this respect;

If you do not wish to send personal information via the Internet, you may send it by regular mail.

- Personal Information

When using the services provided on this website, you will be requested to communicate personal data that is likely to be the subject of automated processing.

Each page of the website which requests you to transmit personal data indicates whether or not it is compulsory to provide such data and the purpose for which it is collected.

Personal data will be used by Crédit Foncier de Monaco's staff for the purpose of responding to your requests for information and/or of processing your employment inquiry. In addition, data may subsequently be transferred to our subsidiaries or branches. Your personal data may also be transferred to countries that do not offer the same protections as France regarding the protection of privacy.

If you do not wish your data to be transferred to third parties or to foreign countries, please do not use the services of the website requiring the supply of personal data or, when the option is offered, please indicate your objection by clicking on the icon provided for this purpose on the pages of the website.

Under the law of December 23, 1993, referred to as "Informatique et libertés", you have the right to access and rectify your personal data held by the editorial manager. You may therefore contact us at any time in order to obtain a copy of your personal data held by Crédit Foncier de Monaco and to obtain the rectification thereof, should it turn out to be incorrect.

Should you wish to access and rectify personal data, you may make a request in writing by regular mail to the following address : Service Marketing Internet www.cfm.mc, 11 bd Albert 1er - 98000 Monaco.

- Non Personal Information

Any non personal information that you transmit or communicate on the site, by electronic mail, facsimile or regular mail, may be used by Crédit Foncier de Monaco or its affiliates for any purpose, whether commercial or not, and, in particular, be reproduced, disclosed or transmitted on any known or future media.

Intellectual Property

Crédit Foncier de Monaco holds copyrights on all of the works appearing on the site, in particular images, texts, iconographic and photographic representations and documents which may be downloaded from the site.

The reproduction or representation of all or part of this site, on any medium whatsoever, is therefore strictly forbidden without the prior written consent of the editor.

You may, however, download or print on paper pages and/or parts of the Crédit Foncier de Monaco's site, for strictly personal use, to the extent that you do not delete the mentions relating to copyrights or other mentions concerning intellectual property rights.

Downloading or any other form of copying of software or information present on Crédit Foncier de Monaco's site does not grant you any right thereon. You may neither reproduce (in all or in part), transmit, (through electronic or any other means), modify, use Crédit Foncier de Monaco's site for public or commercial purposes, nor create links with it, without the prior written authorization of Crédit Foncier de Monaco.

The names CFM, CFM Monaco, Crédit Foncier de Monaco, Monaco Gestions FCP, CA-CIB, e-Private.mc, e-Private Monaco, AMUNDI, Crédit Agricole S.A., Groupe Crédit Agricole, as well as all of the logos corresponding to these names are registered trademarks of CA-CIB or Crédit Agricole Group. You may neither reproduce, delete, re-use nor modify these distinctive signs in any way when they appear on the pages of the site.

Hypertext Links and Viruses

It is expressly reminded that Crédit Foncier de Monaco has no control or liability regarding the creation of links to other sites external to Crédit Foncier de Monaco and regarding the content of said sites. Therefore, you accept that your choice to access another site through a hypertext link is made under your own responsibility. Accordingly, any direct or indirect bias resulting from your access to another site connected by a hypertext link may not incur Crédit Foncier de Monaco's liability.

You must take the necessary precautions to ensure that the site you have chosen does not contain any virus or any other destructive element.

Crédit Foncier de Monaco may in no way be held responsible for direct or indirect damages resulting from the use of its site or other sites related to it.

Procedure for the Processing of Job Contacts

If a person responds to a job listing contained on Crédit Foncier de Monaco's website, this does not guarantee that Crédit Foncier de Monaco will proceed with that candidate's contact, even if the candidate corresponds to the profile of the position being offered. Crédit Foncier de Monaco will contact candidates whose inquiries have been accepted in order to arrange for the person to meet the Crédit Foncier de Monaco personnel responsible for his/her recruitment. A candidate will only be deemed definitively to have been recruited once all of the recruitment procedures set out in Crédit Foncier de Monaco's internal recruitment policies have been complied with.

Please note that although Crédit Foncier de Monaco's website is regularly updated, it is not possible to guarantee that each position appearing thereon is still available. Please also note that no contractual relationship will be created between the applicant and Crédit Foncier de Monaco as a result either of the applicant sending his or her application to Crédit Foncier de Monaco or, unless otherwise specifically indicated by Crédit Foncier de Monaco, of any subsequent exchange of correspondence, whether by electronic or regular means, between the applicant and Crédit Foncier de Monaco. Should the applicant accept a position offered Crédit Foncier de Monaco, the terms and conditions of employment will be contained exclusively in a contract of employment governed by the applicable law of the Employer's country. Crédit Foncier de Monaco excludes all liability for positions no longer being available or employment applications not being accepted.

Responses to Employment Contacts

Responses to employment contacts, whether spontaneous or not, will be sent to the electronic address indicated by the applicant. If the applicant does not give an electronic address, responses to applications will be sent by regular mail to the address of the person making the contact. The person making the contact assumes full responsibility for any electronic address provided to Crédit Foncier de Monaco to enable it to send its response to the employee's contact form. Crédit Foncier de Monaco excludes all liability for the confidentiality of the address indicated in the application in particular, a professional electronic address, not being maintained, thereby enabling third parties to learn of Crédit Foncier de Monaco's response.